Born Port Albert Gippsland Victoria, RC. Pre-war Terence did a 5 year apprenticeship with W.R. Ferguson of Cottesloe. Enlisted 19 June 1915 age 21, farmer. Nok mother, Margaret Lonergan, Kenny St, Cottesloe Beach. Embarked at Fremantle 1 October 1915 per A20 Hororata. In the Middle East 1915-1918. Diagnosed with severe deafness and classified as permanently unfit. RTA per N.Z. Transport 98 in December 1917. Discharged 27 March 1918. Service medals: 1915-1915 Star, BWM and VM.